How To Take Back Your Security Deposit From Your Landlord

If you have put down a security deposit for rent, this implies you have a contract with your landlord, so it is likely that at the end of the tenancy agreement, you will be able to get it back, as there is an automatic right to a refund of a rent deposit. So tenants in Ghana should be aware of several important aspects concerning security deposits when renting a home in Accra. 

To action a security deposit refund, you'll need to contact your landlord at the end of your tenancy and ask them for your deposit. If your home in Accra is managed by a letting agency, you'll need to contact them instead. It's best to write or email when you request your deposit back - if you do, you'll have a record of when you asked for a security deposit return.

Can I get My security deposit back from my landlord?

The one question many tenants ask all the time is: will I ever see my hard-earned security deposit again? Don't be deceived by anyone who says you can't have your security deposit for rent back once you honored all the obligations in the lease agreement. Discover the secrets to taking charge and reclaiming what’s rightfully yours. Let's embark on a journey to ensure your security deposit isn't just a distant memory.

The Key Steps To A Security Deposit Refund In Ghana

1. Understand Your Rights and Responsibilities

To be able to request a security deposit return in Ghana you have to familiarize yourself with your local landlord-tenant clause regarding security deposits. Study your lease agreement document for specific terms and conditions related to the deposit. Remember that the primary purpose of a security deposit is to cover any potential damages beyond normal wear and tear and to ensure the tenant fulfils their obligations under the lease.

2. Give Your Landlord Proper Notice

You've finally decided it's time for you to move out from your rented property in Accra but the one thing on your mind is how to ask for a security deposit refund from your landlord. The first step to a smooth move-out is to give your landlord a heads-up. Check your lease agreement for the specific notice period required. Once you know when you're leaving, draft a polite letter stating your move-out date. This way, your landlord can reach you with any updates about your security deposit. 

3. Clean and Document

The next to do is make sure your landlord in Accra has no reason to decline your security deposit refund. Having this in mind, you have to leave the rented property looking as good as, or even better than when you moved in. Give your rental property a deep clean from top to bottom. While you're at it, take a visual record as proof that you treated the property with care. 

4. Walk-Through Inspection

This is a crucial step in this process and for that matter scheduling a final walk-through with your landlord to avoid any surprises thereon. This face-to-face inspection is your opportunity to showcase the care you've taken of the rental property. As you guide your landlord through the space, point out any repairs or cleaning you've completed. This is also the time to address any discrepancies or misunderstandings about the property's condition. To protect yourself, it's essential to have a written record of the walk-through.

5. Submit a Written Request 

You've cleaned, inspected, and handed over the keys to your landlord. Now comes the moment of truth: getting your security deposit back. Don't wait around! Check your lease to see how long your landlord has to return your money. Once you know the deadline, send a polite but firm letter requesting the refund. Be specific. If you disagree with any potential deductions, clearly explain why. You've earned that money back, so put it in writing and make your case.

6. Be Patient About It

Depending on your landlord’s situation, it may take several weeks or even months for your landlord to return your security deposit. Sometimes the vacant rental property needs to be occupied before the landlord can get money to settle the security deposit refund. Make sure you maintain regular communication and follow up with your landlord if needed.

7. Withhold The Last Month’s Rent.

The last step is to withhold the last month's rent but this may not be possible because rents in Ghana are paid in arrears. This one is for severe cases and mostly for difficult landlords. In most cases, security deposits are also used for unpaid rent, so if you are concerned that the landlord will not return your deposit for all the wrong reasons, don’t just cut that last check. 

What Can I Do If My Landlord Won't Return My Deposit?

If you've done everything right. You've cleaned, inspected, and sent that polite request for your security deposit. But time is ticking, and your landlord still hasn't come through. Don't worry, you're not powerless. The law is on your side. If your landlord withholds more money than they should after 30 days, you might be entitled to double the amount they owe you. It's like a penalty for their unfairness. So, if you've followed all the steps and still haven't received what's rightfully yours, it might be time to consider taking legal action.